New to Canada and Looking for Banking Solutions?
Join the Scotiabank StartRight® Program designed for Newcomers and get up to $2,200* in value in the first year.
*Potential value in 1st year. Conditions & assumptions apply.
Why Scotiabank is the Bank for Newcomers
Coast-to-Coast Support in Canada
You will have access to more than 941 Scotiabank branches and 3,725 ABMs across Canada for personalized support at the branch and in the language that’s most comfortable to you.
Worldwide Access to Funds
With close to 24 million customers and over 2,700 branches around the world, Scotiabank is committed to supporting newcomers by offering the right banking solutions to help you achieve your financial goals.
Tailored to the Needs of Newcomers
We offer several programs and services aimed at guiding newcomers and recent immigrants in Canada with tailored banking packages, all in the language that’s most comfortable to you.
Building your credit history from the ground up can be tough and often requires a lot of time and effort. Fortunately, with Scotiabank’s new partnership with Nova Credit, you don’t have to start from scratch! Now, eligible clients can use their international credit reports to apply for a higher credit limit on their Scotiabank credit card. You can learn more about this exciting partnership and all things related to credit here.
Presenting the StartRight™ Program for Newcomers‡
$800 Welcome bonus
Earn up to $800 with a Preferred Package and eligible investment plans◊.1
No monthly account fees
No monthly account fees on a Preferred Package chequing account for the first year2 – a value of $203.40.*
Earch up to 40,000 bonus Scene+ points.
For a limited time apply for a Scotiabank PassportTM Visa Infinite** credit card and earn up to $1,345 in value. 3
International money transfers
Unlimited no-fee4 international money transfers – an average savings of $280 compared to in-branch Swift wire transfers.*
Free equity trades
Get 10 free equity trades when you invest a minimum of $1,000 in a new Scotia iTRADE® account – a value of $99.90.* Use code SRPE15.
Banking Packages and Products Designed for You
The StartRight™ Program
Newcomers can earn up to $2,200 in value the first year with the StartRight Program.
Guaranteed Investment Certificates
Choose the worry-free investment and get easy access to your money to help pay for living expenses while studying in Canada.
International Students
Planning to study in Canada? Book an appointment with a Scotiabank advisor and set up an account specifically for international students.
Credit Cards
Apply for up to a $15,000 credit limit on an unsecured credit card as soon as you arrive – even without a credit history.
Keep in Touch with Scotiabank
We’re Here to Help
Book an appointment to speak with a Scotiabank representative to discuss your banking options.
Email Us
Get in touch with a Scotiabank representative.
Find a Branch
Ready to get started? Be sure to schedule an appointment in advance to speak with a multilingual Scotiabank advisor at one of over 1,100 Scotiabank branches across Canada.
Give Us a Call
Speak with a Scotiabank representative over the phone.
From Canada & US
For all inquiries:
Free: 1-866-800-5159
Monday to Thursday: 9:00 a.m. – 11:00 p.m. EST
Friday: 9:00 a.m. – 10:00 p.m. EST
Saturday: 10:00 a.m. to 6:00 p.m.
From Overseas
(Monday to Friday: 4:00 a.m. to 9:00 p.m. EST)
• Call collect for free at: 416-288-3062
Direct: 001-416-288-3062
• Customer service in Chinese available from Monday to Friday:
9:00 a.m. – 9:00 p.m. EST
For the Scotiabank Student GIC program:
• Call us collect for free at: 416-288-4119
Direct: 001-416-288-4119
• Customer service in Chinese available from Monday to Friday: 9:00 a.m. – 9:00 p.m. EST
Start Right in Canada
Newcomers can earn up to $2,200* in value the first year with StartRight™.
*Potential value in 1st year. Conditions & assumptions apply.